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Personalized Long-Term Care

Our Personalized Long-Term Care plans focus on the most tax-efficient, cost-effective ways to pay for Long-term Care 


Personalized Long-Term Care Plan Explained

​Whether you are dealing with a long-term care need for an aging parent or you are a Baby Boomer looking to plan ahead for your future needs, our Personalized Long-Term Care plans help you design a roadmap for paying for Home Health Care, Assisted Living or Skilled Nursing Facility costs in a tax-efficient, cost-effective way. As an integral part of this planning, government programs such as Medicaid and Veteran’s Benefits are assessed to potentially reduce the out-of-pocket expenses for health care. Then, the use of appropriate financial products is explored to assist with your qualifying health care needs.


A Personalized Long-Term Care plan addresses the specific cost concerns you have for yourself or your loved ones, allowing you to focus on more important areas - like providing emotional support to your family member when they need it the most.


Our Personalized Long-Term Care plans are designed using a 4-step process:


  1. Clearly define and understand your/your loved one’s care needs and associated costs.

  2. Evaluate all sources of income, expenses, cash flow, taxes, current asset allocation, economic variables and health/longevity risks.

  3. Analyze facts and create a written, comprehensive plan in a language that you can understand.

  4. Implement a plan to help achieve good results. We coordinate with Elderlaw Attorneys who can help you with the applications for Medicaid and Veteran’s Benefits when appropriate. Upon implementation of the plan, we carefully monitor and communicate with you on a regular basis through periodic reviews and quarterly reports.

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